1. Agreement to Terms

By accessing or using CheapCarInsurancePennsylvania.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.

We reserve the right to modify these Terms at any time. Your continued use of the Website after any changes constitutes acceptance of the new Terms.

2. Description of Service

CheapCarInsurancePennsylvania.com is an online platform that connects consumers with insurance providers. We provide a free service that allows you to request and compare auto insurance quotes from multiple licensed insurance companies.

We are not an insurance company and do not provide insurance directly. We act as an intermediary between you and insurance providers.

3. Eligibility

To use our services, you must:

• Be at least 16 years of age
• Be a resident of the United States
• Provide accurate and complete information
• Have the legal capacity to enter into binding contracts

4. User Obligations

When using our Website, you agree to:

• Provide accurate, current, and complete information
• Maintain the accuracy of your information
• Not use the Website for any unlawful purpose
• Not submit false, misleading, or fraudulent information
• Not attempt to interfere with the proper functioning of the Website
• Not use automated systems to access the Website without permission

5. Quote Requests and Insurance Providers

When you submit a quote request through our Website:

• You authorize us to share your information with insurance providers to obtain quotes on your behalf
• Insurance providers may contact you via phone, email, or mail regarding insurance products
• We do not guarantee that you will receive quotes from any specific number of providers
• Quote availability and pricing are determined solely by the insurance providers
• We are not responsible for the accuracy of quotes provided by insurance companies

Any insurance policy you purchase is a contract between you and the insurance provider, not with CheapCarInsurancePennsylvania.com.

6. No Obligation to Purchase

Requesting quotes through our Website does not obligate you to purchase insurance. You are free to compare quotes and make your own decision about whether to purchase a policy.

7. Fees and Compensation

Our service is free for consumers. We do not charge you any fees for requesting or receiving insurance quotes.

We may receive compensation from insurance providers when you purchase a policy through our service. This compensation does not affect the quotes you receive or the price you pay for insurance.

8. Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of CheapCarInsurancePennsylvania.com or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on the Website without our express written permission.

9. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the Website will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy, reliability, or completeness of information
• Warranties that defects will be corrected

We do not warrant or guarantee that you will receive insurance quotes or that any quotes will meet your needs or expectations.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHEAPCARINSURANCEPENNSYLVANIA.COM SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Damages resulting from your use or inability to use the Website
• Damages resulting from any insurance policy purchased through our service
• Damages resulting from actions or omissions of insurance providers

Our total liability to you for any claims arising from your use of the Website shall not exceed $100.

11. Indemnification

You agree to indemnify, defend, and hold harmless CheapCarInsurancePennsylvania.com, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any rights of another party
• Any false or misleading information you provide

12. Third-Party Links and Services

The Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of service of any third-party websites. Your interactions with third-party websites are solely between you and the third party.

13. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.

14. Termination

We reserve the right to suspend or terminate your access to the Website at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, your right to use the Website will immediately cease.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in court.

You waive any right to participate in a class action lawsuit or class-wide arbitration.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CheapCarInsurancePennsylvania.com regarding your use of the Website.

18. Contact Information

If you have questions about these Terms, please contact us at: